At Commonwealth National Bank, we are committed to helping our community thrive.
Whether it’s online or at our local branches, we provide all the convenience of a large bank with the personal touch you deserve.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
NEW
Free up your finances with our new Common Freedom Account.
Current customers can open this easy-to-manage, no-cost account online and fund immediately.
Start banking with us.
At Commonwealth National Bank, we make wealth common.
With roots in coastal Alabama, Commonwealth National Bank provides personalized financial services to help our customers build a stronger financial future and make “wealth common.”
Explore Money Matters by Enrich, our free personal finance platform designed to help you work toward your financial goals, one step at a time.
Learn more about Our Money Matters.
Online Services
Seamless banking around the clock.
Business Banking Services
Expert business banking services from local professionals dedicated to your success.
- Flexible Business Checking and Savings account options
- Competitive CDs
- Download Business Accounts to QuickBooks
- Business Loan solutions
Personal Banking Services
Comprehensive personal banking options from neighbors here to help in-person or online.
- Personal Checking, Savings and CDs
- Community-focused loans
- Quick Issuance and Replacement of Debit and ATM Cards at Branches
- State-of-the-Art digital banking
Credit Card
For the first time, Commonwealth offers credit cards for our customers. Some of the many perks include:
- Competitive APR
- Both Rewards Points AND Cash Back options available
- Secured cards for those trying to rebuild credit
Mortgages
Homeownership strengthens our community and helps individuals and families build wealth. Commonwealth is proud to be able to provide mortgages to those we serve:
- Affordable Pricing
- Expansive suite of products (Conventional, FHA/VA/USDA, Jumbo)
- Fast turnaround times
Order Checks Online
Secure, Fast Ordering – Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone.
The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.
Avoid ATM fees with our expansive ATM network.
Commonwealth’s ATM/Debit Card customers can use any Commonwealth branch ATM or any of our partner banks’ ATMs nationwide – surcharge free! These banks include Bank of America, PNC, Wells Fargo, Regions & Trustmark.
Commonwealth ATMs are located at:
Main Office – 2214 St. Stephens Road, Mobile, Alabama 36617
Government Office – 3959 Government Blvd, Mobile, AL 36693
Banking on our community’s success
At Commonwealth National Bank, you’re more than just a number. We consider your entire financial journey, not just your credit score, because your success is our success and together, we build a stronger community.
We serve all members of our diverse community with dedication, especially those often overlooked by big banks. We believe everyone deserves a chance to thrive financially. Our approach addresses the unique financial needs of underserved neighborhoods and helps turn possibilities into realities.
Since 1976
Your community bank, headquartered in Mobile, Alabama.
Service. Integrity. Confidentiality. Profitability. Security.
In 1976, Commonwealth National Bank opened its doors in Toulminville as “The People’s Bank” with a clear purpose: to make banking accessible and support the growth of our community. Our founders envisioned a local bank that would serve its neighbors and help create lasting economic opportunity.
Today, that commitment continues. Deeply rooted in Mobile and the surrounding communities, we offer personalized service and financial solutions to help individuals, families, and businesses work toward their goals.
Your success is part of our success. Together, we’re building a stronger financial future for Mobile.
Banking that grows with you.
Take control of your finances with competitive rates, personalized service, and a bank rooted in Mobile, Alabama.

