Deposit Products

CHECKING

Regular Checking

This account is our basic checking account. Waive the monthly $10 maintenance fee when you maintain a minimum daily balance of $100. An ATM or debit card is part of this account. $100 initial deposit required.

  • $100 minimum deposit
  • $10 monthly fee if balance falls below $100
  • ATM and debit cards, which may be used surcharge-free at the ATMs at our two branches, at all PNC branches, and any Publix store
  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Telephone Banking
  • Checks for a fee
  • No interest
  • $2.50 monthly statement fee; no fee if paperless
  • Direct Deposit option

Money Market Checking

This account is an interest bearing account. As your balance grows, so does the total interest paid. Maintain a daily balance of $1,500 and the monthly maintenance fee of $25 is waived. $1,500 initial deposit required. The features of this checking account are:

  • $1500 minimum deposit
  • $25 monthly fee if balances falls $1,500
  • $2.50 monthly statement fee; no fee if paperless
  • ATM and debit cards, which may be used surcharge-free at the ATMs at our two branches, at all PNC branches, and any Publix store
  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Telephone Banking
  • Checks for fee
  • 0.15 per annum interest
  • Direct Deposit option

SAVINGS

Regular Savings

  • $100 minimum deposit
  • ATM card, which may be used surcharge-free at the ATMs at our two branches, at all PNC branches, and any Publix store
  • Only 6 debit transactions per quarter; if more than 6 transactions a quarter, $5 fee per transaction
  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Telephone Banking
  • $2.50 for monthly paper statements/no charge if paperless
  • 0.35 per annum
  • Direct Deposit option

Christmas Club

  • $25 minimum deposit
  • Distribution of all savings the first week of November
  • $15 early withdrawal penalty
  • No monthly statements
  • No ATM/debit card
  • By itself, no Online Banking
  • By itself, no Mobile Banking
  • 0.06 percent interest paid

Children

  • $25 minimum
  • Parent must be signatory
  • ATM card with parental approval, which may be used surcharge-free at the ATMs at our two branches, at all PNC branches, and any Publix store
  • Online Banking
  • Mobile Banking
  • $2.50 monthly statement/no charge if paperless
  • No minimum deposit required after initial $25 opening deposit
  • 0.35 per annum

Call one of our customer service representatives today for our current rates at 251-380-7708.