FHA Loans

A FHA (Federal Housing Administration) loan is a government insured loan that offers lower down payment requirements to help first-time homebuyers and experienced homebuyers alike.


  • Smaller down payment requirements – as low as 3.5%
  • Lower monthly mortgage insurance premiums
  • Refinance loans available
  • Fixed rate and ARMs available
  • Various term options:
    • 30 year fixed
    • 15 year fixed

Call a loan professional to help at (855) 231-3700.

All loans are subject to credit approval. First Independence Bank does not act on behalf of or at the direction of HUD/FHA or the federal government.