Personal loans with you in mind

From debt consolidation to home improvements, our personal loans make reaching your financial goals possible.

A young woman in a warm yellow sweater is smiling while typing their card number into their smart phone.

Consumer loans that work for you

We offer flexible, affordable loan terms because we believe in relationship banking that helps our community thrive. Our personal loans can assist you with various needs, including:

  • Consolidating high-interest credit card balances
  • Funding home improvement projects
  • Financing vacations
  • Covering unexpected expenses

Whether it’s home renovations or unexpected expenses, Commonwealth is here to help

Apply for a loan today

Loan Icon

Loans starting at $1,000

Need a personal loan for a project or unexpected expense? Our local team offers flexible terms and competitive rates to fit your budget.

No fee icon

No Fees

No origination fees, no closing costs, and no fees as long as your payments are made on time.

Locked Rate Icon

Lock in a fixed interest rate

With low fixed rates, you could lower your current payments, save interest on higher-rate debt, and pay off debt faster.

Flexible Calendar Icon

Flexible Terms

Choose the right repayment term to fit your budget— 36, 48, 60, 72, or 84 months.

With Commonwealth National Bank, you get more

Fast approval process

Most applicants receive a decision within one business day.

Your money your way

We can send funds directly to your creditors or deposit them into your bank account.

Personal, local service

Our team members are your neighbors, providing attentive service tailored to your needs.

Online banking

Manage payments anytime, anywhere with our secure and online banking platform.

Trusted in Mobile, AL for generations

At Commonwealth National Bank, we care about you. Not just your credit score or credit history. We understand the unexpected happens and work to find the best personal loan options for you.

From auto repairs and home improvements to pet emergencies, our simple, affordable personal loans help you tackle unexpected challenges without derailing your financial goals.

A Black banker shakes hands with a new bank customer.
The lobby of Commonwealth Bank.

Personal loans with digital convenience

Experience the ease of modern banking with our comprehensive digital tools.

Check your account balance, use bill pay services, and manage transfers seamlessly through our mobile banking app or online platform.

From making a loan payment to setting up automatic savings transfers, we’ve made banking accessible wherever you are.

Discover our digital banking options

Ready to get started?

Let us help you find the right loan for your needs. Our local experts are ready to provide personalized guidance and answers.

Talk to one of us today

Or, our team is available by phone:

Robyn Anderson, AVP Commercial Lender |  251-380-7718

Cristal Locke, AVP Commercial Lender | 251-380-7703

A smiling Black man in a brown suit.