Sharon R Smith

About Me

My experience includes Retail and Wholesale mortgage banking, I offer 25 years of experience.  I have worked as a Licensed Mortgage Broker and Lender within that experience.

I offer an in-depth knowledge of mortgage banking guidelines, FNMA, FHLMC, MSHDA and Portfolio products.

I originate mortgages for Conventional, Jumbo, FHA and VA, USDA, MSHDA, Portfolio products and Commercial Lending.

We specialize in first time home buyers and offer MSHDA, Down Payment Assistance, both with conventional and FHA financing. I truly understand your financial needs and I have the resources that will allow you to obtain a mortgage that is right for you.

I am so happy here! We have a strong team with a lot of support. I am looking forward to sharing more about how I can now help you grow your business, providing the same quality service and expertise you have come to know and trust, but now with the strength and capabilities of First Independence Bank behind me.

Getting loans closed fast…and getting the tough ones closed!

Applying online is as easy as 1-2-3.

You can apply in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. I will follow up to answer your questions.

FIB’s goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at (586) 416-5750 Ext: 1219.